The Filing Desk

Genworth Financial vs Horace Mann Educators

Genworth Financial GNW · Horace Mann Educators HMN · Multi-line Insurance

Genworth Financial reported revenue of $7.3 billion in fiscal 2025, 4.3 times Horace Mann Educators' $1.7 billion in fiscal 2025. Genworth Financial's revenue grew 0.1% in its latest year, and Horace Mann Educators' grew 6.7%.

Side by side

Genworth FinancialHorace Mann Educators
Latest fiscal yearFY2025, Dec 31, 2025FY2025, Dec 31, 2025
Revenue$7.3B$1.7B
Revenue growth0.1%6.7%
Revenue growth a year, last 5 years−2.5%5.4%
Gross margin——
Operating margin——
Net margin3.0%9.5%
Free cash flow——
Free cash flow margin——
Return on capital4.8%—
Net debt to EBITDA−0.7x−19.4x
Dividends and buybacks$247M$78M
Change in diluted share count−5.8%0.2%
Last close$8.70$53.25
P/E at the last close62.1×12.4×
Insider trades, last 12 monthssold $3.7 millionbought $157,187, sold $4.0 million
Piotroski F-score——
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.

Ten years

Revenue
US$ billions, fiscal years
Genworth FinancialHorace Mann Educators
Operating margin
Percent of revenue
Genworth FinancialHorace Mann Educators
Free cash flow
US$ billions. Cash from operations minus capital expenditure.
Genworth FinancialHorace Mann Educators

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Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Genworth Financial and Horace Mann Educators pages.