The Filing Desk

Hanmi Financial vs Heritage Financial

Hanmi Financial HAFC · Heritage Financial HFWA · Regional Banks

Hanmi Financial reported revenue of $270 million in fiscal 2025, about the same as Heritage Financial's $246 million in fiscal 2025. Hanmi Financial's revenue grew 15.3% in its latest year, and Heritage Financial's grew 13.5%. Hanmi Financial had a return on equity of 10.0%, against 7.6% at Heritage Financial.

Side by side

Hanmi FinancialHeritage Financial
Latest fiscal yearFY2025, Dec 31, 2025FY2025, Dec 31, 2025
Revenue$270M$246M
Revenue growth15.3%13.5%
Revenue growth a year, last 5 years3.8%0.7%
Net income$76M$68M
Return on equity10.0%7.6%
Return on tangible common equity10.0%10.4%
Efficiency ratio54.7%67.3%
Dividends and buybacks$42M$38M
Change in diluted share count−0.2%−1.3%
Last close$32.68$28.39
P/E at the last close10.8×14.1×
Insider trades, last 12 monthssold $278,943bought $426,446, sold $1.5 million
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.

Ten years

Revenue
US$ billions, fiscal years
Hanmi FinancialHeritage Financial
Return on equity
Percent. Net income over average equity.
Hanmi FinancialHeritage Financial
Net income
US$ billions
Hanmi FinancialHeritage Financial

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Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Hanmi Financial and Heritage Financial pages.