Lincoln Financial vs Unum
Lincoln Financial reported revenue of $18.2 billion in fiscal 2025, 1.4 times Unum's $13.1 billion in fiscal 2025. Lincoln Financial's revenue fell 1.2% in its latest year, and Unum's grew 1.5%.
Side by side
| Lincoln Financial | Unum | |
|---|---|---|
| Latest fiscal year | FY2025, Dec 31, 2025 | FY2025, Dec 31, 2025 |
| Revenue | $18.2B | $13.1B |
| Revenue growth | −1.2% | 1.5% |
| Revenue growth a year, last 5 years | 0.9% | −0.1% |
| Gross margin | — | — |
| Operating margin | — | — |
| Net margin | 6.5% | 5.7% |
| Free cash flow | — | $555M |
| Free cash flow margin | — | 4.2% |
| Return on capital | — | 7.6% |
| Net debt to EBITDA | — | 0.5x |
| Dividends and buybacks | $325M | $1.3B |
| Change in diluted share count | 7.5% | −8.1% |
| Last close | $40.05 | $76.75 |
| P/E at the last close | 2.4× | 54.4× |
| Insider trades, last 12 months | bought $94,123, sold $3.7 million | sold $4.5 million |
| Piotroski F-score | — | — |
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.
Ten years
Revenue
US$ billions, fiscal years
Lincoln FinancialUnum
Operating margin
Percent of revenue
Lincoln FinancialUnum
Free cash flow
US$ billions. Cash from operations minus capital expenditure.
Lincoln FinancialUnum
Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Lincoln Financial and Unum pages.